Occasionally, users may notice a difference in premium amounts between the quoted and bound versions of a policy. These discrepancies are often due to a few common factors, which are outlined in the checklist below. 

✅ Premium Difference Checklist

Please carefully review the following items, as most premium differences can be attributed to one or more of these:

1. Applied Credits

• If you are applying any of the following credits:
  • Loss Free-GL
  • Loss Free-Property
  • Package Credit
• Ensure the corresponding checkboxes are selected.

• We recommend reselecting the applicable credit box and then regenerating coverage details to confirm the credit is properly applied.

2. Coverage Selections

• Review the quote and binder to ensure that coverage amounts match.
• Any changes in coverage (limits, deductibles, etc.) can directly impact the premium.

3. Exposure Amounts

• Verify that each exposure amount (e.g., square footage, revenue, payroll) matches the original quote.
• Even small discrepancies can result in premium changes.

4. Form Selections

• Verify that the form selections match the original quote, as the Optional Coverage and Additional Insured forms carry fees.

📩 Still Seeing a Difference?

If you’ve reviewed all the items above and still cannot locate the source of the premium difference, please contact our support team for assistance:

📧 [email protected]

Include the quote and binder details in your message to help us resolve your issue quickly.