The exposure amount/field is intended to capture the Total Cost, so a value greater than $0 should be expected.  

• If an exposure amount is entered AND the "If any" option is selected then no premium will apply in the calculation (see Loc. 1 & 2 examples below)
• If an exposure value is less than the expected minimum (i.e. 300), with "If any" deselected, then the system will apply a Minimum Premium (i.e. if 100 is entered then min. prem. applies, see Loc. 3 example below)
• If the exposure value is greater than the expected minimum (i.e. 300), with "If any" deselected, then that amount will apply in the calculation (i.e. if 163,000 is entered then 163,000 will be multiplied by the Premises Rate, see Loc. 4 example below)

Examples: